When you are going in for your next car purchase keep your eyes peeled for the following tricks. One. The VIN Window Etching Con - Some dealers will charge you $300-$900 for window VIN etching and tell you that you have to pay the money to get the loan as the bank insists on it. Don't go for it. Some dealers might tell you the etching is free but will add on the etch money to your standard payments to make up for it.

Anytime a dealer announces something is free, get it in writing and test your ordinary charge. Remember a bank doesn't require that you get any extras on an automobile. After a week or two passes and he / she calls saying that you probably did not qualify for the IRs that they gave you when the deal was made. This gives the finance chief an opening to get more money out of you. All this clause means in the contract is the deal isn't finished yet even if you already have possession of the vehicle and have signed the contract. The dealer can then charge you $1000 more in finance charges and up your regular payments by $50.

You can duck this con by not financing the auto with the dealer if you know that you have subprime credit. Three. This is when the finance chief tells you that your credit history is lower than it truly is in order that they can get you for increased rates. Many cars are going to need the convertible tops replaced.

This trick is pulled on everyone, subprime credit. Just get your own copy of your credit score from Equifax.com, and bring it with you. If your paper and theirs doesn't say an identical thing, you may need to buy some place else because that dealership is sleazy.

The Forced Guaranty Trick - This is when the finance chief tells you that you are not suitable for the loan by the bank unless you pay a further $2000 for a 2-3 year extended guaranty.

It's difficult to believe they even try this. This claimed check up that you are paying so much money for, is for the dealership to get rid of plastic from the seats, vacuum the automobile, maybe, and guarantee all the fuses and liquids are ready to go. When factories deliver the new vehicles to the dealers the cost of delivery and preparation is covered, so essentially you are paying the dealership for work that they haven't truly done. If they refuse, the choice is yours. If you can elude these five auto dealership tricks when purchasing your next new auto, you will be miles ahead of the game.

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